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All I'm saying is you don't buy health insurance for the expected issues. One day you're perfectly healthy have great cholesterol and fitness and the world is your oyster, the next you've got a $300,000 bill for a dozen cat scans and arterial explorations.

Good health and good life insurance are the two bullwarks of a financial net worth self defense plan that make or break the retention of someone's assets throughout the length of their life.

Note: If we just socialized our medical entirely it would drop about 1/3 in cost due to completely negating the entire insurance industry. Private healthcare is a scam it's actually just an insurance industry jobs program and everyone is too afraid to admit it.
Yeah it sucks we are at the point of trying to save the pitiful ACA instead of actually just doing single payer.
 
Yeah it sucks we are at the point of trying to save the pitiful ACA instead of actually just doing single payer.

Single payer is literally the only remotely sensible option. Anyone saying otherwise is a buffoon.

Noone goes to the damn doctor and says "I hope this doctor maximizes his shareholders profit during this transaction!"

There's no justification on Earth for such a thing as medical or dental insurance it's asinine. Literally just paying a bunch of idiots to sit around and do a bunch of actuarial math for ZERO added value. Complete waste of resources just so you can pretend like an economic philosophy somehow makes any sense in a world where you actually care about people having a certain standard of living like the ability to manage unexpected traumatic health events.

Half the people that pretend to believe in these free market fantasies are they themselves dependent on some form of socializing that service and the vast majority of participants subsidizing their care who don't need the service are doing it at 3x the cost for no value added other than the benefit of being able to pretend they did a capitalism.

Leave the free markets to venture explorations in R&D and licensing of new exciting technical developments where a race to the highest quality of the lowest cost is actually incentivized. I think anyone with a brain can see that PE firms are not making things the highest quality for the lowest cost. They're forcing the lowest quality tolerable in all facets of the business model while charging the most they possibly can in exchange. Worst possible outcome.
 
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Single payer is literally the only remotely sensible option. Anyone saying otherwise is a buffoon.

Noone goes to the damn doctor and says "I hope this doctor maximizes his shareholders profit during this transaction!"
People literally say stuff like that though "doctors in other countries don't make as much". It's insane
 
People literally say stuff like that though "doctors in other countries don't make as much". It's insane

I know an anesthesiologist in Germany that makes about 1/4 of what his American counterparts make.

Of course, he has no student loan debt, and zero concern about having to hire an army of staffers to manage insurance company interactions, or lawsuits.

To be honest the guy lives basically the same or higher quality of life than his American counterparts so I've sort of lost touch with that concern. I'm not sure the implication that my surgeon became a surgeon in order to get rich rather than just because he scored well enough in school and decided that's something they really wanted to do is as comforting to me as it seems to be to others.

"It was either this or investment banking, hard choice"
 
This conversation reminded me of the book "Free Market Fantasies" completely forgot about it. Great read.
 
This conversation reminded me of the book "Free Market Fantasies" completely forgot about it. Great read.
Haven't read that but Chomsky is great
 
Haven't read that but Chomsky is great

Not many people seem to read much Adam Smith actually which is a shame considering the whole country pretends to have some sort of philosophical alignment with the concept of "capitalism".

The concept of "rentier capitalism" needs much further education I think for these concepts to be approached with any intellectual honesty. Adam Smith and Milton Friedman couldn't be further from eachother in terms of what capitalism is or can achieve, yet we're often sold the vision of Adam Smith with the actual intentions of Friedman and one of those is a real stab your granny if it makes a buck philosophy while the other one is all hey if we work together and build healthy sustainable markets we'll all benefit from everyone's hard work sort of theories.

If we're going to get back on track with healthcare or otherwise we have to take a good long look at where we're at in the cycle of economic development as a country and what's remotely possible to save or fix.
 
Not many people seem to read much Adam Smith actually which is a shame considering the whole country pretends to have some sort of philosophical alignment with the concept of "capitalism".

The concept of "rentier capitalism" needs much further education I think for these concepts to be approached with any intellectual honesty. Adam Smith and Milton Friedman couldn't be further from eachother in terms of what capitalism is or can achieve, yet we're often sold the vision of Adam Smith with the actual intentions of Friedman and one of those is a real stab your granny if it makes a buck philosophy while the other one is all hey if we work together and build healthy sustainable markets we'll all benefit from everyone's hard work sort of theories.

If we're going to get back on track with healthcare or otherwise we have to take a good long look at where we're at in the cycle of economic development as a country and what's remotely possible to save or fix.

I don't know who those guys are,

I moved the US 24 years ago from Canada and I spent enough time Europe to understand their societies.

Here, we're told we have freedom to the point where most Americans believe it. The poorer your background the more it's believed.

Reality is we are not. Sure, they sell us on gun freedom and freedom of speech, and we all know this is just partial.

US foods are banned in EU for their toxic ingredients.
Health insurance is not "insurance", it's kept you poor while the insurance companies get rich scheme.

US third leading cause of death is medical malpractice/medical errors.

Process that for a moment. The most expensive service you'll ever pay for in your life, is coincidentally the 3rd likely thing to kill you.

Welcome to present day USA!
 
I don't know who those guys are,

I moved the US 24 years ago from Canada and I spent enough time Europe to understand their societies.

Here, we're told we have freedom to the point where most Americans believe it. The poorer your background the more it's believed.

Reality is we are not. Sure, they sell us on gun freedom and freedom of speech, and we all know this is just partial.

US foods are banned in EU for their toxic ingredients.
Health insurance is not "insurance", it's kept you poor while the insurance companies get rich scheme.

US third leading cause of death is medical malpractice/medical errors.

Process that for a moment. The most expensive service you'll ever pay for in your life, is coincidentally the 3rd likely thing to kill you.

Welcome to present day USA!
hard to argue with that!
 
Exactly. So the hospital spent the money caring for an uninsured ER patient, but they still need to make money to operate. And so they raise the cost of care for people who have health insurance.
As they (and any other business) do to give raises to various labor pools that serve a hospital, executive staff, the laundry company, etc. Medicine has a unique sworn oath- that's to help those in need. Law Enforcement does not have such an oath. Add that most medical facilites don't share their financials and ya gotta wonder WTF is behind door #3.
 
I apologize for my earlier post stating that: "His royal highness, King Trump should arrest all the the treasonous "no kings" protesters and have them beheaded" It was hyperbole, and I was mistaken to think everyone would understand that without a detailed explanation. It was an error of my perception. I was under the faulty impression that nobody actually believed that Donald Trump was the king of America with the power to behead people for crimes against the crown. I was wrong. I apologize to anyone and everyone who's feelings I might have hurt. To anyone I may have upset, I can say that you have nothing to fear, that Donald Trump is not the king of America and he is not going to have you beheaded. He is only the president and it's only for another 3+ years.

Please accept my apology.
 
I don't know who those guys are,

I moved the US 24 years ago from Canada and I spent enough time Europe to understand their societies.

Here, we're told we have freedom to the point where most Americans believe it. The poorer your background the more it's believed.

Reality is we are not. Sure, they sell us on gun freedom and freedom of speech, and we all know this is just partial.

US foods are banned in EU for their toxic ingredients.
Health insurance is not "insurance", it's kept you poor while the insurance companies get rich scheme.

US third leading cause of death is medical malpractice/medical errors.

Process that for a moment. The most expensive service you'll ever pay for in your life, is coincidentally the 3rd likely thing to kill you.

Welcome to present day USA!
I'm old enough to remember before Obama made healthcare affordable with ACA. my annual premiums were under $1,500 and the coverage was great! ER visits were $50 and prescriptions cost me pennies. Suddenly my premiums shot up to $15K a year, the deductibles ran up to $10K for the family and $3K per person and the coverage is now garbage. ER visits are a crap shoot, anywhere from $1-$5K but on the up side, I'm covered if I ever need a pap smear and homeless drug addicts and illegal aliens get all their healthcare for free.


Also, I have been with the same company in the same union with the same classification with the same contract for 27 years.
 
I'm old enough to remember before Obama made healthcare affordable with ACA. my annual premiums were under $1,500 and the coverage was great! ER visits were $50 and prescriptions cost me pennies. Suddenly my premiums shot up to $15K a year, the deductibles ran up to $10K for the family and $3K per person and the coverage is now garbage. ER visits are a crap shoot, anywhere from $1-$5K but on the up side, I'm covered if I ever need a pap smear and homeless drug addicts and illegal aliens get all their healthcare for free.


Also, I have been with the same company in the same union with the same classification with the same contract for 27 years.
Premiums didn't increase due to the ACA. If they increased it was due to your union negotiation. There are a ton of studies on this and the consensus is that premiums continued to rise but at a slower rate than previously, and also put a hard cap on out of pocket limits., in addition to getting millions of people access that they didn't have.
 
He is only the president and it's only for another 3+ years.

Too late, the damage is done. He empowered Israel to ethnically cleans Gaza - by mass murder. Absolutely disgusting and not forgivable! This cannot be undone and will haunt our children's children as the retaliation will come!

Aside from closing the boarder he hasn't delivered. Yes, the boarder is a huge issue however if that was his only promise he may not have won.

He promised to drain the swamp yet his first public endorsement was swamp ahole Lindsey Grayham.

Not only did he not release the Epstein files he's protecting the pedo's and we all know it was an Israeli blackmail operation.

Today he forgave student loans to millions - most of which are dead beat liberals who got degrees so useless they're only skill is working at starbucks. I bet most of these loan holders are present day antifa/professional protestors, working for cash - paying to taxes and filing no tax returns.

$20 billion to Argentina to support their economy while Americans are suffering.

I can go on but you get the picture. I voted for him 2x believing he was going to make America great again!

MAGA is dead!
 
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